MVB FINANCIAL CORP

MVBFSEC EDGAR

State Commercial Banks(WV)CIK: 1277902

Concept	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue from Contract with Customer, Excluding Assessed Tax	—	—	—	—	—
Operating Expenses	—	—	—	—	—
Interest Expense	—	—	$6.3M	$11.6M	$23.0M
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest	$27.3M	$15.0M	$47.5M	$46.9M	$35.0M
Income Tax Expense (Benefit)	$5.1M	$3.3M	$9.6M	$9.5M	$8.4M
Net Income (Loss) Attributable to Parent	$4.5M	$15.0M	$39.1M	$37.4M	$27.0M
Earnings Per Share, Basic	$2.46	$1.23	$3.32	$3.13	$2.26
Earnings Per Share, Diluted

Concept	FY2025	FY2024	FY2023	FY2022	FY2021
Assets	$3.1B	$3.3B	$3.1B	$2.8B	$2.3B
Cash and Cash Equivalents, at Carrying Value	$317.9M	$398.2M	$40.3M	—	—
Liabilities	$2.8B	$3.0B	$2.8B	$2.5B	$2.1B
Long-term Debt	—	—	—	—	—
Stockholders' Equity Attributable to Parent	$305.7M	$289.4M	$261.1M	$274.3M	$239.5M
Common Stock, Shares, Outstanding	$12.9M	$12.8M	$12.6M	$12.1M	$11.5M

Concept	FY2025	FY2024	FY2023	FY2022	FY2021
Net Cash Provided by (Used in) Operating Activities	$58.2M	$7.4M	$34.8M	$112.2M	-$8.1M
Net Cash Provided by (Used in) Investing Activities	$88.2M	-$571.1M	-$572.0M	-$294.1M	-$120.1M
Net Cash Provided by (Used in) Financing Activities	$211.5M	$296.6M	$580.7M	$417.8M	$133.9M
Payments to Acquire Property, Plant, and Equipment	$1.9M	$3.0M	$4.9M	$6.6M	$2.0M
Payments of Ordinary Dividends, Common Stock	$8.6M	$8.4M	$6.0M	$4.3M	$2.3M
Payments for Repurchase of Common Stock	$0.00	—	—	$15.7M	$0.00

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