Enova International, Inc.

ENVASEC EDGAR

Personal Credit Institutions(DE)CIK: 1529864

Concept	FY2025	FY2024	FY2023	FY2022	FY2021
Revenues	$2.1B	$1.7B	$1.2B	$1.1B	$1.2B
Cost of Revenue	—	—	—	—	$602.9M
Gross Profit	$1.2B	$1.1B	$1.0B	$684.2M	$571.9M
Operating Expenses	$807.8M	$733.6M	$611.2M	$326.4M	$323.7M
Operating Income (Loss)	$422.1M	$384.0M	$413.1M	$357.8M	$248.2M
Interest Expense	$194.8M	$115.9M	$76.5M	$86.7M	$75.6M
Other Nonoperating Income (Expense)	-$282.0K	-$1.3M	-$2.0M	-$827.0K	-$2.3M

Concept	FY2025	FY2024	FY2023	FY2022	FY2021
Assets	$5.3B	$4.6B	$3.8B	$2.8B	$2.1B
Assets, Current	—	—	—	—	—
Cash and Cash Equivalents, at Carrying Value	$54.4M	$100.2M	$165.5M	$297.3M	$35.9M
Liabilities	$4.1B	$3.3B	$2.6B	$1.7B	$1.2B
Liabilities, Current	—	—	—	—	—
Long-term Debt	$3.6B	$2.9B	$2.3B	$1.4B	$946.5M
Stockholders' Equity Attributable to Parent	$1.2B	$1.2B	$1.2B	$1.1B	$917.3M

Concept	FY2025	FY2024	FY2023	FY2022	FY2021
Net Cash Provided by (Used in) Operating Activities	$1.2B	$894.0M	$471.9M	$740.9M	$848.6M
Net Cash Provided by (Used in) Investing Activities	-$1.5B	-$1.7B	-$980.4M	$83.6M	-$941.4M
Net Cash Provided by (Used in) Financing Activities	$526.5M	$724.9M	$365.1M	-$536.0M	$95.5M
Payments to Acquire Property, Plant, and Equipment	—	—	—	—	$20.1M
Payments of Dividends	—	—	—	—	—
Payments for Repurchase of Common Stock	$153.2M	$143.1M	$116.7M	$56.4M	$33.8M

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